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Credit Card & EFT Processing

First American Payment Systems

As an industry leader, First American is ranked as one of the top privately-owned merchant acquirers in the United States and is one of the only merchant acquirers in the industry to truly own and operate all of our core products and services.

Since 1990, thousands of merchants across the nation have relied on us for quality payment solutions. We offer competitive transaction processing rates, and we support the latest point-of-sale equipment, software and VARs on networks that process billions of dollars in transactions each year.

Our friendly and dependable, multilingual customer service team is ready to assist you 24 hours a day, 7 days a week to keep your business running smoothly. Through the years, we've developed a complete line of products and services to help your business succeed. Our goal is to help you find the right solution to fit your unique payment processing needs. We also sell terminals without our processing service.

What Are You Looking For


Get the secure payments you and your customers want, and get access to your funds fast. We are one of the only companies in the industry to own and operate all our core products and services.

Merchants can expect assistance anytime they need it by calling our highly-trained, in-house customer care team.

Security and Pricing
First American is affordable and secure, best-in-class products and services can be offered at competitive prices because we house our own front- and back-end systems. Our end-to-end encryption helps to protect your transactions so you can process payments with confidence.

Robust features and easy navigation detail all of your merchant activity, down to the transaction.

Fast Service
Get next-day delivery for equipment replacements.

Free Upgrades
New terminal applications are made available to merchants, free of charge.

Multiple Platforms
We support the latest equipment on large-scale networks and offer credit card processing whether you operate from a fixed location, through the Internet, via mail, over the telephone or from remote locations.

Our terminals support credit, debit, EBT and gift card processing; electronic check verification; e-commerce transactions; automated clearing house (ACH); and remote deposit capture (RDC). First American assists merchants in choosing the right technology and software. We house a variety of card terminal types, from credit card terminals to printers.

If you are looking to lower out-of-pocket expenses, we also lease and sell terminals and ATM machines, which are proven to increase amounts spent at your store. We can also finance all your equipment purchases for your business no matter where you purchase.

Equipment Leasing
Whether you need equipment for credit card, check verification, debit or ATM processing, Merimac provides a consistent, predictable source of financing for point-of-sale equipment. Plus, with our special Auto Approval and Quick Score programs, you no longer are locked out of an equipment sale because of derogatory credit. Leasing also provides an excellent opportunity for merchants to lower out-of-pocket expenses.


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